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National Institute of Financial Education Privacy Statement
The following discloses our information gathering and usage practices for the NIFE website. The NIFE site offers several opportunities for visitors to register for promotional and informational mailings or to receive assistance in evaluating our software and services. We use this contact information to send users information about our company and its products and services. Users may opt-out of receiving future mailings at any time using our convenient opt-out control panel at the bottom of every email. NIFE is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. NIFE collects information from our users at several different points on our website. The transmission of unsolicited commercial e-mail, or Spam, is expressly forbidden by NIFE.
We use your IP address to help diagnose problems with our server and to administer our website. We also track browser types to help us understand our visitors' needs related to our website design. IP addresses are not linked to personally identifiable information. Our site's optional information request forms require your name, company, e-mail address, as well as information to help us determine your needs related to our solution. We use this information to send updates about our company and contact you if requested or necessary. You may opt-out of receiving future mailings; see the choice/opt-out section below. When you receive an updated profile form, that information comes from our database of the information you have provided us when you registered for the site, or from the subsequent updates of your personal information.
Client-side cookies are used to verify the login status of customers using products or services linked directly with our website. Client-side cookies are also used to track point of entry to point of registration for those users participating in our affiliate signup programs or to track and measure the success of a particular marketing campaign. Usage of a cookie is in no way linked to any personally identifiable information while on our site. All set cookies are temporary; once the user closes their browser, the cookie simply terminates. If a user rejects the cookie, they may still use our site; however, the user may be limited to the access of some areas within our website.
A cookie is a piece of data stored on the user's computer tied to information about the user. We use both session ID cookies and persistent cookies. For the session ID cookie, once users close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the user's hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions.
By setting a cookie on our site, users would not have to log in a password more than once, thereby saving time while on our site. If users reject the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site. For example, the user will not be able to sign-up as a NIFE member. Persistent cookies enable us to track and target the interests of our users to enhance the experience on our site.
Like most standard Web site servers, we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and a number of clicks to analyze trends administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information unless necessary to enable our Web-based service for the end-user.
Clear Gifs (Web Beacons/Web Bugs)
We employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs) only for formatting purposes and do not track any site activity.
Clear Gifs can "work with" existing cookies on a computer if they are both from the same Web site or advertising company. That means, for example, that if a person visited "www.companyX.com", which uses an advertising company's clear gif, the Web would match the clear gif's identifier and the advertising company's cookie ID number, to show the past online behavior for that computer.